Home Blog

How to Get Bad Credit Loans with Guaranteed Approval?

How to Get Bad Credit Loans with Guaranteed Approval?

Are you have a poor credit score, and as a result you are hesitant to apply for a loan? It’s always best to be prepared as well as have the capacity to negotiate to be able to meet the requirements. Check your credit report and available assets that can be used to repay the loan. Look for deals that are most suitable for you and provide the best conditions few simple steps.

Access your credit report

There is always room for improvement but we need to do some extra preparation. So, look over the details of your credit report and check for areas that you could improve. Check for any errors and fix these. So, you can get low-interest rates.

In many cases, your credit history is the most important factor when receiving a loan. Based on your credit background, the lender can determine whether the borrower will have enough funds to pay back this loan in full or not. It is advised to examine your credit report at least three months prior to the date you apply for a loan.

Set a goal and plan well

Determine the amount you’ll have to borrow. Then, you should create an outline of how you will make all installments on time. Plan your budget and this includes all expenditures, savings, and debt payments. All of these contribute to the repayment of your loan.

Calculate how much you can save in order to repay a loan. then close the loan, and do it all on time. Keep in mind that long-term personal loans to those with poor credit will have more interest.

Check the rate of interest

Pay attention and be aware whenever you look up interest rates. Some companies might grab your attention through advertisements of low-interest rates, however, the truth could be completely different. Be cautious when you take in these ads. Also, be sure to read these terms of service lenders have set because of the often they refer to the interest rates they charge.

Beware of scams

Don’t be fooled by their claims! If you’re unfamiliar with this process, it will be simpler to set it up. Be aware of this that reputable and trustworthy lenders will be looking at your credit history and payment history. If they don’t inquire about the matter, don’t be able to trust them completely. If they’re a fraud lender, they’ll keep calling you on a regular basis. Therefore, be careful!

Make your payments smart

It is your obligation and obligation to make payments in time. This way, you’ll avoid any charges, penalties, or negative marks in the credit report, as well. If you incur additional charges that are not covered by the loan, its actual cost will increase, meaning the rates of interest you’ll pay will be higher.

Wind alerts in effect for Sunday evening as a fast-moving storm approaches, what you need to know | Local News


Damaging winds and power outages will be possible Sunday evening. The time of night has more of an impact on the region, as most people are sleeping and unaware of their surroundings. Meteorologist Joe Martucci has more.

A wind advisory is in effect for Jersey Shore counties from 6:00 p.m. Sunday through 6:00 a.m. Monday.

Damaging winds and power outages will be possible Sunday evening. Given that this will happen overnight, the impacts may be exaggerated as many of us are asleep and unaware of what will happen outside.

You’ll want to make sure to cut down any overhanging tree branches and pick up loose items before the storm hits Sunday night. Also, be sure to keep your devices charged overnight in case of a power outage.

This is a setup that can produce very high winds, but often fails. A mighty river of air a few thousand feet above the surface is moving from the mid-Atlantic toward New England. Forecasts point to a region of 70 to 80 mph at about 2,500 feet high early Monday, before dawn.

The hard part is knowing if they come to the surface. You would need a very heavy thunderstorm or band of precipitation for this to happen. Thunderstorms are actually not ruled out during the storm, but remain unlikely.

Winds at the atmospheric pressure level of 925 millibars, about 2,500 feet high. The winds here could mix up to the surface and should be considered maximum potential.


The strongest winds will be around 10 p.m. Sunday to 4 a.m. Monday. Sustained winds will be 35-40 mph on shore, blowing straight from the ocean. Gusts should be in the 50s. Typically, wind problems start with gusts over 45 mph.

Even inland, sustained winds in the 20s during this time, gusting to 40-45 mph, will knock loose objects down.

The winds will change from east to west on Monday, remaining on the stronger side. More wind damage will be possible as trees, bushes, utility poles, etc. that have been used by the easterly winds will not be prepared for turning in the direction of the wind.

Sunday 4 p.m.: is sustained winds 10 mph inland, 15 mph on shore. Gusts 25-35 mph.

Sunday 10pm.png


Sunday 11 p.m.: Sustained easterly winds 25 mph inland, 40 mph onshore (tropical storm force). Gusts have likely reached the 50s on the shore, but the potential for stronger gusts remains.

Monday 1am.png


Monday 5 a.m.: Southwest winds sustained 20 mph inland, 30 mph on shore. Gusts will likely be in the range of 35-45 mph.

Monday 7am Winds.png


Monday 5 p.m.: West winds 20 mph inland, 25 mph on shore. Gusts will likely be in the 30s.

Ancient bubbles trapped in ice for thousands of years could reveal how quickly glaciers are melting


SAN DIEGO- Bubbles trapped in ice for thousands of years could sound the rise of climate change on Earth, according to new research. Scientists listen to ancient air to estimate the rate at which glaciers are melting and the impact on rising seas.

Previous studies show that warming oceans could be catastrophic for the planet. This is especially the case if global temperatures only rise by 2 degrees Celsius, scientists say. This latest research may provide more insight into these predictions.

“Recording underwater sounds will open the door to long-term acoustic monitoring of ice loss and its link to water temperature,” says study co-author Dr Grant. Deane, Scripps Institute of Oceanography, in an article. declaration.

Today, about 10% of the Earth’s land area is covered in glacial ice. Nearly 90% is in Antarctica and the rest in the Greenland Ice Sheet. If emissions continue to rise, the current rate of melting is expected to double by the end of the century.

Alarmingly, if all of Greenland’s ice melted, it would raise global sea levels by 20 feet. Ice acts as a protective blanket over the Earth and our oceans. Bright white dots keep the planet cooler.

The Arctic remains colder than the equator because more of the sun’s heat is reflected off the ice, back into space. As temperatures rise, tidal glaciers retreat, releasing pressurized bubbles.

The study identifies “acoustically distinct” underwater sounds from air trapped by ice beneath the glacier’s surface. It becomes a mixture of compressed bubble ice that creates pressure during the long passage to the end or terminus of a glacier. The ice contains air bubbles that were frozen in time before the pyramids were built. They can reach up to 20 atmospheres of pressure and generate detectable sounds when released as the ice melts.

“We observed that the intensity of sound generated by a melting terminus tends to increase as water temperature increases,” Deane reports. “That makes sense, because we expect the terminus to melt faster in warmer water, releasing bubbles into the ocean faster and generating more sound.”

The international team found that as the recording array moved away from the glacier, the variation in acoustic melting did not follow a uniform trend. Moreover, the acoustic intensities of different glaciers clustered at different levels.

This indicates that glacier-ocean interface geometry, temperature, salt and floating ice affected the measurements. The experiments will make it possible to monitor of the impact of climate change on glaciers.

“The ultimate goal is to establish long-term recording stations for underwater sound around glaciers such as those in Greenland and Svalbard, to monitor their stability over time,” says Deane.

Svalbard, a land of ice and polar bears between Norway and the North Pole, is home to some of the northernmost glaciers on Earth. They bury most of the surface of the archipelago under 200 meters of thick ice.

Glaciers can range from ice that is hundreds to thousands of years old. They provide a scientific record of how the climate has changed over time and shed light on how the planet is rapidly warming. When glaciers melt, because this water is stored on land, the runoff dramatically increases the amount in the ocean, contributing to global sea level rise.

Since the early 1900s, many glaciers around the world have been rapidly melting due to human activities, calving into the sea. Even if we drastically reduce emissions over the next few decades, more than a third of the world’s remaining glaciers will melt by the end of the century.

The study was presented at a meeting in San Diego on Acoustic Society of America.

Southwest News Service Mark Waghorn contributed to this report.

Four million payday and home loan customers from Provident, Greenwood and Satsuma must request repayments NOW


MORE than four million payday and home loan customers are being asked to request any repayments that may be owed to them.

If you were mis-sold a loan by Provident, Greenwood, or Satsuma, you might be in line for compensation, even if you’ve already paid it back.


Provident, Greenwood and Satsuma customers receive small payments as compensation

Some home loans from Provident and Greenwood, payday loans from Satsuma, and collateral loans from Glo were mis-sold to cash-strapped borrowers who couldn’t afford them.

Thousands of borrowers had their repayments written off late last year after Provident shut down its home loan business.

Now, lenders are offering payments under a borrower repayment program – even if they paid off their debts years ago.

Customers who mis-sold loans at unaffordable rates have just weeks left to claim a share of a £50million compensation pot.

The claims window closes at the end of February and it is best to apply as soon as possible.

Here’s what you need to know:

What compensation can I get?

You’re unlikely to get back as much as the company owes you, but it could still be hundreds.

And you may also have bad marks on your credit report.

Debt Camel Blogger Sara Williams told The Sun: “The provident loans were only meant to be used for short-term borrowing – that’s why the interest rate was so high.

“But Provident did not do proper checks on borrowers. Hundreds of thousands of people have borrowed continuously from Provident for years.

“They have a good chance of having their ‘unaffordable loan’ application confirmed – even if they made all the repayments on time.

“If you win, you’ll get some of the interest you paid back – it’s worth applying.”

If you took out a loan from Provident, Satsuma, Greenwood or Glo between April 6, 2007 and December 17, 2020, you may be eligible for a refund.

How much you get back will depend on how much you borrowed and for how long, as well as how many other people are asking for repayment.

The money will be distributed after the redemption program closes at 5 p.m. on February 28, 2022.

Payment will not be immediate, however, as each claim will be assessed individually.

Where can I request my refund?

If you think you have received an unaffordable loan from Provident, Satsuma, Greenwood or Glo, visit schema.providentpersonalcredit.com.

You can submit a complaint online or by calling 08000 568 936 – or you can download a form to submit.

Filing a complaint is free.

But beware of claims companies that say they’ll do this on your behalf, as they’ll take some of the money you recover – and it’s easy to do it yourself anyway.

You will need a Program ID to submit your application, which should have been emailed or mailed to you.

Call the number above if you don’t have it.

You won’t need your loan details to make the claim, Sara says, but you may need to show proof of defaults or county court judgments.

These will be on your credit report if it’s within the last six years.

It’s best to make a claim as soon as possible – just in case there is a problem submitting information close to the deadline.

What else should I keep in mind?

Sara also advises you to file a claim again if you have already been refused for a refund or accepted a small amount.

This is because lenders have dismissed too many complaints before.

Her Complaints Guide also points out that you can make a claim if you paid the loan on time, in default, or if the loan was sold to a debt collector.

None of the four companies are currently lending to new customers.

If you are a former customer of The Money Shop, Payday UK or Payday Express, you could be compensated today (January 14) or Monday.

And if you think one of the still-operating lenders may have wrongfully sold you an unaffordable loan, here’s how to file an affordability complaint.

Martin Lewis issues holiday warning for Britons booking trips abroad

We pay for your stories!

Do you have a story for The Sun Online Money team?

Bismarck earns shootout win over Mandan | High school


JOSH DUNGAN Bismarck Tribune

Women’s hockey matches between Bismarck and Mandan have been must-attend events for several seasons.

The second iteration of the rivalry of the 2021-22 season took to the ice Friday night and required a shootout for a winner to be declared, as the Bismarck Blizzard outlasted the Mandan Braves 2-2 (1-0).

“It was really fun for the spectators, the fans had a good show,” Bismarck head coach Tim Meyer said. “A bit disappointed with our ability to finish it (in regulation time) but you have to take your hat off to Mandan, they came out hard and capitalized to tie it up.”

Bismarck was generally in control and probably had the advantage in scoring chances and shots in the first two periods, but the score was still tied.

“It was a very even and very close game in the first two periods,” Meyer said. “It was really on the edge. It didn’t feel like we always matched their intensity, and if you leave a team like Mandan with the passion and skill they play with, you will have yourself. -even problems later in the game.”

People also read…

But there was an indication that the game might be turning in Mandan’s favor, as the Braves killed a penalty in the final five minutes of play and then fired a penalty on Bismarck to give themselves an extra skater advantage.

“Penalties, by definition, can hurt you or help you,” Mandan head coach Ben Hertz said. “It helped calm our nerves a bit (after the first penalty). Bismarck comes to you with everything he has no matter what happens.

“We didn’t have the start or the pace we wanted, we want to play more on the o-zone side, but that penalty calmed us down and made us click and gave us some confidence.”

The final 25 seconds of the penalty bled on the clock to start the third period, and then things got really interesting. The Blizzard was called for their second penalty, and this time Mandan converted.

A failed clearance from Bismarck fell past Blizzard goalie Kambree Grabar, and after several shots, Mikayla Fleck finally managed to hit the icebreaker.

“We went flat in the third,” Meyer said. “As the minutes ticked by you could feel something was about to happen. I’m proud of our girls that when Mandan got first we didn’t give up.”

As if Bismarck wanted to make things even more difficult for themselves, they were called for his third penalty of the last 10 minutes of ice time and put the Braves on their third power play of the game.

This time Bismarck killed the penalty, but Mandan still dominated both play and attacking zone time. Time is running out on Bismarck to find the equaliser.

That’s when Brenna Curl joined the party.

“We had good chances throughout the game,” Curl said. “Their goaltender had a great night, but we knew if we kept giving rebounds, we’d end up getting one.”

Curl, a second-year Blizzard forward who leads the team in goals and points, was the recipient of Bismarck’s first puck of the night after the team struggled to find a way to resolve the Mandan’s pesky defense.

A loose puck that had slipped past Mandan captain and goaltender Jayli Wandler after teammates Averie Hanson and Avery Matt had their chances of beating Wandler found its way to Curl, and she flipped the puck up and over. over the senior’s shoulder to even the score.

“We were just throwing pucks at the net,” Curl said. “After this one came in, he broke the ice, we got some momentum and we were able to get a second one.”

Bismarck was not yet finished. After taking a penalty for tripping on a breakaway that could have resulted in a penalty shot, the Blizzard used 1:58 more minutes of skater action before Matt took advantage of a loose puck past Wandler and escaped a somehow to the goalkeeper’s pads and teammates to give Bismarck the lead.

A deficit had suddenly swung into the lead, and now Bismarck had to try to protect it. It was made more difficult when they were assessed an interference penalty with 1:47 to play.

That led to an extended zone time for the Braves, and Meyer retired his goaltender with 1:20 left on the clock. The Braves had failed to score in a nearly identical scenario the first time the two teams met, although Bismarck kept all of their skaters on the ice in the 6-on-5 play in that opener.

Mandan rewarded his coach for the move this time. A bad Blizzard turnover put the puck on Fleck’s stick, and she centered on Madison Hertz. Hertz’s shot eluded Grabar, and with 46 seconds left the game was tied.

“Unfortunately penalties have been a problem for us throughout the season,” Meyer said. “You want to try to play on the verge of being aggressive and playing hard while being smart enough not to end up in the penalty area.

“We have to find a way to end this game and not end up in a shootout.”

The ensuing eight-minute extra-time affair was full of thrilling opportunities. Bismarck again controlled the majority of the game, although the Braves had a few near misses.

“It was our third overtime, so we’re not familiar with that,” Meyer said. “I think we did a good job getting a lot of chances, but it was their goaltending and their defense that we needed the shootout to get the extra point.

Finally, all that was left to decide the match was a shootout.

The Blizzard started with Ava Krikorian, followed her with Curl, and ended with Bauer Ackerman.

“We try to practice shootings at least once a week,” Meyer said. “We take it seriously and look at the kids and who is the most successful, so we went with the kids who we thought would give us the best chance with our top three.”

Mandan responded with a three-player roster consisting of Isabella Holle, Kenlee Edland and Maci Berg.

“We let (Wandler) choose the formation,” Hertz said. “She sees them in training, and we had a list, but when we had the break she wrote down her numbers and that’s what we rode with.”

A miss from Krikorian was followed by an agonizing shot for the Mandan faithful in attendance, as Holle’s slap shot chance between the circles sounded on the pipe.

“If this one comes in, maybe the momentum is going the other way,” Hertz said. “But that’s how the game went. Momentum here, momentum there. Bouncing here, bouncing there.”

Curl scored on her chance on a shot that somehow went through Wandler’s pads, and the three skaters following her were all stopped by the respective goaltenders facing them, giving Bismarck the win and the extra point.

“(Wandler) is a really good goaltender, so I knew I had to weigh my options while I was skating,” Curl said. “I saw an open space on the ice, so I decided to tear it up there, and it turned out in my favor.”

Despite the loss, Hertz is still happy with how his side played against a tough opponent like Bismarck.

“We have a lot of positives to take away tonight,” he said. “We were right with them in the first game in Bismarck, and that game we went up and then down and fought back and the girls really showed their passion tonight.

“We’re going to keep building tonight, and we don’t need to give up or fold to anybody.”

resident of Laramie discovers beauty and adventure in Antarctica | News


LARAMIE — Living in Antarctica means adapting to the altitude, dry high-speed winds and biting cold spells. That’s why a Laramie resident found Wyoming a perfect training ground for life on the coldest continent on earth.

Nate Master, a professional land surveyor, spends his winter – summer at the South Pole – working for the National Science Foundation’s Antarctic Support Contract.

Officially, Master is the Survey Operations Department Supervisor for the US Antarctic Program. Its deployment began in August and ends at the end of February.

He said the mission is a combination of adventure, professional challenge and Wyoming– endurance tested.

“The South Pole is 9,300 feet above sea level, so being from Laramie helped acclimatize here,” Masters said, referring to Gem City’s elevation of over 7,200. feet. “The biggest killer of the weather is the wind, especially once the sun (is) up and stays up.

“It didn’t become completely light until mid-September. Up until then it was like continuous twilight at sunrise and sunset…beautiful over the mountains surrounding the Ross Sea, where I was at the time,” he said. “You only have a few minutes to cover your skin before you get frostbite when the wind blows… not so much now that we’ve moved into the southern summer.”

The austral summer, or summer in the southern hemisphere, occurs opposite to the Laramie winter. December 21 is the height of summer weather there. Like much of the winter work in Wyoming, summer work in Antarctica is often weather dependent.

The Captain will live at the South Pole Station until mid-January when he will relocate to McMurdo Station on Ross Island located on the edge of the permanent Ross Ice Shelf and Sea of Ross jelly.

He arrived on the first personal flight at the end of the Antarctic winter (before sunrise).

A typical day starts around 6:30 a.m. NZ time with exercise and breakfast. The master takes care of the administrative office work and the planning of the day’s surveying work. As with many jobs, the day ends somewhere between 5:30 p.m. and 7 p.m.

“After work, I have dinner in our kitchen and then text or call my family,” he said. “On the weekends, I’ll have coffee with friends at the train station, play games or work mostly on some of the Wyoming-novels that I came here to finish in the solitude of my free time.

The weather plays a role in Master’s daily routine as he plans, collects survey data from his crew, and occasionally assists in active field surveying. The international Antarctic treaty requires that there be no permanent buildings, but there are temporary structures to be placed with airfields and ports that must be located.

As with any construction project, builders need to know where to work, and topographic data provides them with the map coordinates they need. Although Antarctica is a continent with a rocky base, glaciers and ice caps drastically alter the landscape, creating a need for annual updates.

“We’re keeping an eye on it,” Master said of the ice shelves and uncertain terrain. “Some move relative to each other, luckily. Some places it doesn’t. On rock, it doesn’t move, so that’s the norm. For ice shelves, they move quite a bit.

Since some ice fields move at different speeds than others, survey teams establish three checkpoints as a starting reference. Teams are needed to refresh these points every year, he said.

A land ice field can move 33 feet per year, a manageable amount, Master said, especially compared to the Ross Sea ice pack, which can move 315 feet.

“It’s a lot,” he said.

Masters noted that a common misconception about Antarctica is that it gets a lot of snow. In fact, the continent is too cold and too dry most of the time for it to snow. But when it does, the wind piles it up in deep drifts.

Loneliness is also a dramatic experience, Master said. “It’s just a lot more expansive and quiet than anyone might expect.”

He also challenges the idea that Antarctica is just a gigantic hilly desert of ice and snow.

“Antarctica is truly as diverse as anywhere else with mountains, glaciers, frozen seas and even a volcano on the island we live on,” he said.

Antarctica’s Erebus is the southernmost active volcano on Earth and is still smoking.

Despite the conditions, the summer season makes it possible to work outdoors, even when the cold can reach minus 50 degrees, not to mention the wind chill, which is the coldest temperature Master has experienced.

“Whiteouts by ground effect are also dangerous, but can usually be anticipated and can therefore be planned for during the working day,” he said. “They occur after a storm and can last for several days.

“If we reach what is called a Condition 1, we must shelter in place, which could be in our dormitory, the kitchen or huddled in our survival gear if we are caught in the open on the ice floe until that these difficult conditions disappear. ”

Despite the dangerous conditions, Master said he never felt in any physical danger during his time in Antarctica.

“There is great confidence. Things are breaking! We found ourselves in white veils,” Master said. “But honestly, Wyoming more than prepared me for this.

“I was kind of like, ‘Hey, no worries, it’ll be fine.’ But really, there are so many levels of security here. We’re very, very careful. We have many protocols, security is number 1. Planning makes it a little longer, but it’s worth it.

“It’s about making sure everyone is taken into account. Everyone watches over everyone. It’s quite nice.

Exomoon signal found in archival data hints at possibility of new discoveries to come


Astronomers have reported a second large moon orbiting a Jupiter-sized planet beyond our solar system. If confirmed, the observation could mean that exomoons are as common in the universe as exoplanets, and whether large or small, these moons are a feature of planetary systems. But the wait could be long. The very first sighting of an exomoon four years ago is still awaiting confirmation, and verifying this new candidate could be just as long and controversial.

The discovery, published in natural astronomy, was led by David Kipping and his Cool Worlds Lab at Columbia University, which reported the first exomoon candidate in 2017.

“Astronomers have found more than 10,000 candidate exoplanets so far, but exomoons are much more difficult,” said Kipping, who has spent the past decade hunting exomoons. “They are terra incognita.”

The team spotted the giant exomoon candidate orbiting the planet Kepler 1708b, a world 5,500 light-years from Earth toward the constellations Cygna and Lyra. This new candidate is about a third smaller than the Neptune-sized moon that Kipping and his colleagues found earlier orbiting a similar Jupiter-sized planet, Kepler 1625b.

Both supermoon candidates are likely made of gas that has accumulated under the gravitational pull caused by their enormous size, Kipping said. If one astronomer’s hypothesis is correct, the moons may even have begun life as planets, only to be dragged into the orbit of an even larger planet like Kepler 1625b or 1708b.

Both moons are located far from their host star, where there is less gravity to pull planets and tear their moons apart. In fact, researchers have been looking for cold gas giant planets in wide orbits in their search for exomoons precisely because our own solar system’s analogue, Jupiter and Saturn, have over a hundred moons between them.

If other moons are out there, they’ll likely be less monstrous, but also harder to spot, Kipping said. “The first detections in any investigation will usually be the crackpots,” he said. “The big ones that are just the easiest to detect with our limited sensitivity.”

Exomoons fascinate astronomers for the same reasons as exoplanets. They have the potential to reveal how and where life may have emerged in the universe. They’re also curiosities in their own right, and astronomers want to know how these exomoons form, whether they can sustain life, and what role, if any, they play in making their host planets habitable.

In the current study, the researchers looked at the sample of the coldest gas giant planets captured by NASA’s planet-hunting spacecraft Kepler. After scanning 70 planets deep, they found only one candidate – Kepler 1708b – with a moon-like signal. “That’s a stubborn signal,” Kipping said. “We threw the kitchen sink at this thing, but it won’t go away.”

Observations from other space telescopes, like Hubble, will be needed to verify the discovery, a process that could take years. Four years later, Kipping’s first exomoon discovery continues to be hotly debated. In a recent paper, he and his colleagues showed how a group of skeptics may have missed Kepler’s moon 1625b in their calculations. Meanwhile, Kipping and his colleagues continue to investigate other sources of evidence.

Eric Agol, a professor of astronomy at the University of Washington, said he doubted this latest signal would turn out to be real. “It could just be a fluctuation in the data, due to the star or instrumental noise,” he said.

Others seemed more optimistic. “It’s science at its best,” said Michael Hippke, a freelance astronomer in Germany. “We find an intriguing object, make a prediction, and either confirm the exomoon candidate or rule it out with future observations.”

“I am very excited to see a second exomoon candidate, although it is unfortunate that only two transits were observed,” he added. “More data would be very cool.”

Spotting a moon or even a planet hundreds or thousands of light-years from Earth is anything but simple. Moons and planets can only be observed indirectly as they pass in front of their host stars, causing the starlight to fade intermittently. Capturing one of these fleeting transit signals with a telescope is tricky, as is interpreting the lightcurve data. Moons are even more difficult to detect because they are smaller and block less light.

But the research is worth the effort, Kipping said, recalling how the existence of exoplanets was met with the same skepticism as exomoons are today. “These planets are extraterrestrial compared to our home system,” he said. “But they have revolutionized our understanding of the formation of planetary systems.”

Other authors are: Steve Bryson, NASA Ames Research Center; Chris Burke, MIT; Jessie Christiansen and Kevin Hardegree-Ullman, Caltech; Billy Quarles, Valdosta State University; Brad Hansen, University of California, Los Angeles; Judit Szulagyi, ETH Zurich; and Alex Teachey, Colombia.

The radical intervention that could save the “apocalyptic” glacier


To support the journalism of MIT Technology Review, please consider become a subscriber.

Even if the world immediately stopped greenhouse gas emissions that are causing climate change and warming waters beneath the sea ice, it would do nothing to thicken and re-stabilize the critical Thwaites Buttress, says John Moore, glaciologist and professor at the Arctic Center. at the University of Lapland in Finland.

“So the only way to prevent collapse…is to physically stabilize the ice caps,” he says.

This will require what is variously described as active conservation, radical adaptation, or glacier geoengineering.

Moore and others offered potential ways people could step in to preserve key glaciers. Some of these projects involve the construction of artificial orthopedic devices as part of polar megaprojects or the installation of other structures that would encourage nature to restore existing ones. The basic idea is that a handful of engineering efforts at the source of the problem could significantly reduce the property damage and flood risk that virtually all coastal cities and low-lying island nations will face, as well as the costs of adaptation projects necessary to minimize them.

If it works, it could potentially preserve crucial ice sheets for a few more centuries, buying time to reduce emissions and stabilize the climate, the researchers say.

But there would be enormous logistical, technical, legal and financial challenges. And it’s not yet known how effective the interventions would be, or if they could be done before some of the larger glaciers are lost.

Redirect warming waters

In articles and papers published in 2018, Moore, Princeton’s Michael Wolovick and others laid out the possibility of preserving critical glaciers, including the Thwaites, through massive earthworks projects. These would involve shipping or dredging large amounts of material to build berms or artificial islands around or under key glaciers. The structures would support glaciers and ice shelves, block the hot, dense layers of water at the bottom of the ocean that melt them from below, or both.

More recently, they and researchers affiliates of the University of British Columbia explored a more technical concept: building what they called “curtains anchored to the seabed.” These would be floating flexible sheets, made from a geotextile material, that could retain and redirect hot water.

The hope is that this proposal would be cheaper than previous ones, and that these curtains would withstand iceberg collisions and could be removed if there were any negative side effects. The researchers modeled the use of these structures around three glaciers in Greenland, as well as the nearby Thwaites and Pine Island glaciers.

Tribe-linked lenders strike with second RICO loan lawsuit

By Victoria McKenzie (January 13, 2022, 5:40 PM EST) – Online lender Aaniiih Nakoda Finance LLC has been hit with a second proposed racketeering class action lawsuit in Illinois under the Racketeering Influenced and Corrupt Organizations Act which accused the company of using a federally recognized tribe as a front to avoid prosecution for its illegal predatory lending program.

Illinois resident Lauren Combs told a federal judge on Tuesday that the company, which does business as Bright Lending, illegally charged her 699.99% annual interest in violation of the 2021 law. on the Prevention of Predatory Lending from Illinois. “, she said, Bright Lending claims sovereign immunity from usury laws.

According to the complaint,…

Stay one step ahead

In the legal profession, information is the key to success. You need to know what’s going on with customers, competitors, practice areas and industries. Law360 provides the intelligence you need to stay an expert and beat the competition.

  • Access to case data in articles (numbers, filings, courts, nature of lawsuits, etc.)
  • Access to attached documents such as briefs, motions, complaints, decisions, motions, etc.
  • Create custom alerts for specific article and case topics and more!


Widespread megaripple activity found in Martian north pole region


the surface of Earth and Mars. Here, Megaripples are shown at bottom center next to the North Pole sand dunes in this perspective view using data returned from the High-Resolution Imaging Science Experiment (HiRISE). These northern polar megariples and dunes produce the highest known sand fluxes on the planet, driven by summer katabatic winds modulated by the seasonal retreat of the CO2. The view is about 1 kilometer wide. Credit: HiRISE digital terrain model DTEPC_036176_2640_035926_2640_A01 and color orthoimage ESP_053345_2640. HiRISE data: NASA/JPL/University of Arizona” width=”600″ height=”270″/>

“Megalipples” are distinct wind-driven bedforms that occur on the surface of Earth and Mars. Here, Megaripples are shown at bottom center next to the North Pole sand dunes in this perspective view using data returned from the High-Resolution Imaging Science Experiment (HiRISE). These northern polar megariples and dunes produce the highest known sand fluxes on the planet, driven by summer katabatic winds modulated by seasonal CO2 stopper retreat. The view is about 1 kilometer wide. Credit: HiRISE digital terrain model DTEPC_036176_2640_035926_2640_A01 and color orthoimage ESP_053345_2640. HiRISE data: NASA/JPL/University of Arizona

Megaripples, mid-scale bedforms caused by wind action, have been widely studied and considered largely inactive relics of past climates, with few exceptions. A new paper by Planetary Science Institute researcher Matthew Chojnacki shows that abundant populations of megaripples have been identified in the north polar region of Mars and have been shown to migrate with dunes and ripples.

Mega-ripples on Mars are about 1-2 meters high and 5-40 meters apart, where their size ranges from ripples about 40 centimeters high with 1-5 meter spacing and dunes that can reach hundreds of meters in height with a spacing of 100 to 300 meters. While megaripple migration rates are slow by comparison (average of 0.13 meters per Earth year), some of the nearby ripples have been found to migrate an average equivalent of 9.6 meters per year in just 22 days in summer du North, unprecedented rates for March. These high rates of sand movement help explain megaripple activity.

“Using repeated HiRISE images acquired over long durations – six Martian years or 13 Earth years – we examined the dynamic activity of polar bedforms. We found that the thin Martian atmosphere can mobilize mega-jaws to large grains, overturning earlier notions that they were static relic landforms of a past climate.We mapped megaripples and adjacent bedforms across the North Pole sand seas, the most extensive collection vast array of dune fields on Mars,” said Chojnacki, lead author of “Widespread Megaripple Activity Across the North Polar Ergs of Mars” which appears in Journal of Geophysical Research: Planets.

Widespread megaripple activity in the Martian North Pole region

Polar bedform sites with active megaripples, as seen in HiRISE. The approximate direction of transport is down left and the inset is 100 yards wide. Credit: HiRISE data: NASA/JPL/University of Arizona

Part of the uncertainty when studying planetary polar landforms is the long, cold polar winter that eventually blankets the region in carbon dioxide and water ice. For wind-driven bedforms, such as Megariples, this means that they are unable to migrate for nearly half the year. “However, it appears that the late spring and summer winds coming down from the polar cap more than compensate for these other periods of inactivity,” Chojnacki said.

Megariples were found to be widespread throughout the region and migrating at relatively high rates compared to other sites on Mars that are at lower latitudes. This increased activity is likely related to the larger sand fluxes found for nearby dunes that are driven by DST seasonal winds when polar ice sublimates. This supports the idea that much of the Martian surface is actively modified and not just ancient or static.” said Chojnacki. “In contrast, other megariples appear to be stabilized, a likely result of intergranular ice in low wind areas.”

Order hidden in the windswept sand

More information:
Matthew Chojnacki et al, Widespread megaripple activity across Mars’ north polar ergs, Journal of Geophysical Research: Planets (2021). DOI: 10.1029/2021JE006970

Provided by the Institute of Planetary Sciences

Quote: Widespread Megaripple Activity Found in Martian North Pole Area (January 12, 2022) Retrieved January 12, 2022 from https://phys.org/news/2022-01-widespread-megaripple-martian-north-pole.html

This document is subject to copyright. Except for fair dealing for purposes of private study or research, no part may be reproduced without written permission. The content is provided for information only.

Astro Bob: Solar Cycle 25 is on a roll – Reuters


It wasn’t just my imagination. Sunspot and solar flare activity has increased faster than expected over the past year. We know that our star has its ups and downs. Every 11 years or so, sunspot numbers and solar storms peak, then fade and disappear before peaking again. Each cycle is numbered; the first, called Solar Cycle 1, began in February 1755 and ended in June 1766. We are now in Solar Cycle 25, which began in December 2019 and is expected to peak in July 2025.

On January 11, four sunspot groups applied freckles to the sun’s disk. The largest, active region 2924, clearly showed the “poles” or north and south polarities, with the main spot negative and the next positive. During the previous solar cycle, the poles of a similar group in the southern hemisphere of the sun would have been reversed.

Contribution / NASA, SDO

Sunspot groups are manifestations of strong magnetic fields and have magnetic poles just like magnets – positive and negative. During a cycle, the spot before will be the positive pole, and the spot (or spots) following the negative pole. When a new cycle begins, the poles reverse, and the lead spot becomes negative and the follower positive. Astronomers can spot the start of a new cycle by spotting the first spots that show this reversal.

In fall 2020, the Solar Cycle 25 Prediction Panel, an international panel of experts co-sponsored by NASA and NOAA, announced its prediction for the current solar activity cycle. Based on the observed trends, they predicted a fairly weak cycle similar to the previous one. But the sun has so far defied those projections. Instead, the number of sunspots, according to the Spaceweather website, has “exceeded forecasts for 15 consecutive months.”

Graph showing the average monthly sunspot number predicted for the current solar cycle
The red curve shows the average monthly sunspot number forecast for the current solar cycle, which is expected to peak in July 2025. Since the last solar minimum, the number of sunspots and solar flares has increased more sharply than expected (purple curve ). For an interactive version of this graph, go to www.swpc.noaa.gov/products/solar-cycle-progress.

Contribution / NASA, NOAA

Take a look at the graph. It plots the monthly number of sunspots as a function of time. The red curve is the prediction. You will notice that shortly after the minimum, the monthly sunspot count (black dots) is higher than expected, then jumps forward in late 2021. In December, the monthly predicted sunspot count was 27, but the actual number was 68, more than twice The forecasts. The last time the sun was so dappled was in 2015.

Around solar minimum, the sun can be spotless for several weeks. But in a sign of good things to come, 2021 saw just 64 spotless days and nearly three times as many geomagnetic storms compared to 2020.

solar activity from 1610 to 2010
The cyclical nature of solar activity is clear in this timeline from 1610-2010. Early sunspot records show that the sun went through a period of inactivity in the late 17th century called the Maunder Minimum. Very few sunspots were seen on the sun from about 1645 to 1715.

Contribution / NASA, MSFC

If the trend continues, Cycle 25 could be a barn burner or at least better than “weak”. Powerful flares and coronal mass ejections have a good side and a bad side. Large storms can threaten poorly protected power grids and damage sensitive satellite electronics. On the other hand, they often lead to more frequent and intense aurora borealis and southern lights. Yeah, we’ll take that.

Then there is the joy of observing sunspots. No need to drive anywhere for dark skies. Simply set up a telescope (covered with a solar-safe filter, of course!) in the sun. At first glance, sunspots look like black bugs on the face of the sun, but closer examination reveals their two-part structure. Larger spots show a dark core called umbra surrounded by a pale outer fringe with a hatched texture called penumbra.


Sunspots often display a dark core or an umbra surrounded by a lighter penumbra. They appear dark because they are about 3,000° cooler than the surface of the sun, called the photosphere. Spots can be over 30,000 miles (50,000 km) wide. Earth-sized ones are quite common around the solar peak.

As the sun turns, sunspots accompany the journey and take about four weeks to make a full turn. Most groups are gone on the next rotation, but some can last up to around 100 days. Their appearance constantly changes as they struggle with the turbulent, super-hot solar surface that sizzles at around 10,000°F (5,500°C). Sunspots are several thousand degrees cooler than their surroundings, making them dim in comparison. In truth, they would shine brightly if we could see them separated from the sun.

telescope and solar filter
Observing sunspots and other solar phenomena is fun, easy and safe to do. All you need is a telescope and a suitable solar filter that fits in the front of your telescope.

Contributed / Bob King

Strong magnetic fields within sunspot groups temporarily insulate them from superheated plumes of glowing hydrogen gas bubbling from below. Tons of energy stored in these fields are sometimes released in breathtaking explosions called solar flares. This week (January 10-16), at least four clusters are visible in small telescopes fitted with an appropriate solar filter.

Drawing of sunspots by David Teske
Former Duluthian David Teske made this sketch of the sun and sunspots with a 2.4-inch telescope and a solar filter
on January 11, 2022.

Contributed / David Teske

My friend David has been drawing sunspots for decades. His meticulous work sharpened his eye for detail and informed him deeply about the volatility of the sun. Watching an astronomical object change is an exciting and rewarding experience, whether it’s cloud patterns on Jupiter, the light pulsing from a variable star, or checking the pulse of the sun through its sunspots.

“Astro” Bob King is a freelance writer for the Duluth News Tribune. Learn more about his work at